Beginning from 1 April Euromarket bank will start approving credits to citizens for construction or renovating of flats and purchase of automobiles, has been announced from this institution. "We shall approve these two kinds of new credits on 30 months and they would amount from 3 up to 25 thousand EUR. They will be provided by administrative ban on the income of a user, guarantee contract with two or three endorsers, mortgage, fiduciary or bill of exchange", said controller of the service for affairs with citizens Natalija Djurovic. She explained that the administrative ban meant monthly installment that could not be higher then one third of income of credit beneficiary, and number of endorsers depended on the amount by which the bank credited needs of its clients. Beneficiary of credit for construction or renovating of flat will pay declining monthly interest rate of 2,25 % with participation of 25 % while for purchase of automobile they will have to pay 2,5% interest rate with participation of 30% of total amount. Djurovic said that those credits would not be cash credits but the bank would release them on the basis of the contract and invoice of the seller of a flat or automobile, and it would also demand complete documentation on the object that was being renovated. "Euromarket bank will pay those credit to credit beneficiaries through gyro-accounts on the basis of contract on sale and purchase with provision that amounts 2% of the credit", was explained in the bank and they also added that they hoped citizens would be very interested in their new services.