Podgorica, (Montena-business) – “Microcredit Montenegro has enough money to give credits to the clients with good recommendations who are on the waiting list” claims Predrag Novakovic, a manager for public relations in Microcredit Montenegro. He said that a number of the potential clients who applied for a credit for the first time were denied because of great demand for credits from one side and worse possibilities of paying it back from the other side. “The application for a credit given for the first time will be denied, and also if it is without any guarantees for paying a credit back on time as well. Because of that we in Microcredit Montenegro make a waiting list for those applicants that are going to be given a credit, giving advantage to old clients” said Novakovic. “ Our clients take money at the Podgoricka Banka, through which we give DEM 1,2 million for credits per month. It means that weekly we can give from DEM 350,000 to 400,000 to our clients” claims Novakovic. According to Novakovic, all clients interested in getting a credit must be persistent and patient, and must make an effort to give a good presentation of their demand to Microcredit Montenegro. af