Belgrade (MINA-BUSINESS) - Legal experts of the International Monetary Fund (IMF) will help Serbia and Montenegro to divide 825 million U.S. dollars from the new three-year loan approved last week, Serbian Finance Minister Bozidar Djelic said. Chairman of the council of the Montenegrin central bank Ljubisa Krgovic had said that Montenegro could hope to get 10 percent at the most, while Yugoslav central bank governor Mladjan Dinkic said that the most important thing was to make sure who repays the debt and what kind of guarantees were being offered. Yugoslavia is a country with two central banks and two currencies and the IMF approves loans to back up the foreign exchange reserves of the central bank of a specific country, Djelic said."Since the money is paid in support to the national currency and Montenegro uses the euro, it obviously does not need the money to back up the currency. Instead Montenegro can use the funds related to balance of payment support," Djelic said. Djelic said he believed that the money could be divided according to Montenegrin share in Yugoslavia#s gross domestic product or according to a formula which the IMF used in allocation a non-allocated Yugoslav foreign debt of 5.88 percent.