Podgorica, (MINA-BUSINESS) - Compared with January, the average liquid assets of Montenegrin banks increased by 7.19 percent to €1.46 billion at the end of February.

According to the statistics released by the Central Bank of Montenegro (CBCG), the average liquid assets increased by 2.72 percent year on year in February.

The liquidity index of the banking system was above the required minimum in this period. 

At the end of February, the combined balance of all banks amounted to €7.91 billion, 1.05 percent more than in January, and 10.71 percent more than in the same period in 2025.  

In the overall structure of banks’ assets, the highest share was that of loans at 67.3 percent, securities at 17.36 percent, and cash and deposits with central banks at 11.85 percent, while other categories of assets accounted for 3.49 percent.

In the overall structure of liabilities, deposits had the highest share of 76.25 percent, followed by capital and loans at 13.27 percent and 6.83 percent, respectively. Other categories of liabilities accounted for the remaining 3.65 percent.

At the end of February, total bank capital amounted to €1.05 billion, up 1.01 percent from January and 14.86 percent year on year.